Jennifer Melnick Carota
  MS, LPC, NCC
                                                                                                   
                                                                                     Discrete and Confidential Counseling Services for  Individuals and Families in Need
                                                                                                

Payment and Insurance

What type of payment do you accept for counseling sessions?

CASH, CHECK, VISA or MASTERCARD are accepted at the beginning of each session.  You will be provided with a receipt upon request.

Should I use my Insurance?

To ensure privacy, some people don't use insurance for their therapy sessions since it requires a mental illness diagnosis. Insurers may seek personal details about your problems. Such info may become part of your permanent medical record and can effect future employment, disability insurance, or security clearance.  

Paying for the session yourself allows for quality counseling services and offers confidentiality without intrusive managed care requirements. 

If you choose to use insurance

Most plans, such as POS, reimburse for counseling with a licensed mental health counselor.

  • Clients who see me as an Out of Network (OON) therapist generally receive 60-90% reimbursement of the fee.
  • If I am in your network, you have a co-pay and I bill the insurance for the remander of the cost.